Having been working with local people for a number of years, we are proud to have built a reputation as a helpful and friendly financial resource for our clients. Here’s some of the things they’ve kindly said about us…

I have dealt with Wendy and Cogent for a number of years. Her product knowledge is phenomenal and she will always give the most impartial and helpful advice possible.  Her honesty and integrity are what set her apart from other financial advisers and her staff at Cogent have been exceptionally helpful and knowledgeable too.  I cannot recommend Cogent and Wendy highly enough.

N Stevens – July 2018


I have always been delighted with the service I have received from Cogent, finding them both friendly and efficient whether for my own personal mortgage and insurance or for my rental property. I have happily recommended their service to family and friends.

D Alexander – January 2018

We have always received very friendly and professional advice.  All options and alternatives were clearly explained as well as the advantages and disadvantages of the direction we wished to take.  We would not hesitate to recommend Cogent Financial Planning as a first class service.

P & C Hartley

Cogent are a great team who go that extra mile for their clients.  Always keeping their clients up to date with the processing of the mortgage, offering as many options to fit requirements and always explaining everything clearly, precisely and in detail.  Nothing is too much trouble. A great company I would highly recommend.

Lynne Roberts

We found the experience to be informative and painless.  Everything was laid out simply and clearly making it much easier for us to make decisions.  Thank you.

Paul & Trudi Jeffs

We would like to thank all of the people at Cogent for making our dreams come true.  The service we got was outstanding from right at the beginning to the very end of completing on our new home.  We couldn’t recommend Cogent enough, whatever obstacle came between us and getting our mortgage they remained positive and worked over and above to find a solution.  We can’t thank you enough we have finally done it 🙂  We are eternally grateful. Jason Simons and Natasha Ilnicki

Excellent service from start to finish. Always there with advice and support. Friendly and approachable team.

Lisa Burdett

I have used Cogent Financial Planning since 2007 and have always asked them to arrange my mortgage for me.  The friendly, personal and efficient service gives me confidence that I am being well looked after and peace of mind that I am getting the best deals in my current position.  Would not hesitate to recommend.

Kelly Johnson

Cogent have a brilliant knack of making complex financial products simple and understandable.  They’re professional and yet so friendly and approachable. No question seems silly.  I’d highly recommend Cogent to anybody.

Helen and Craig Butler  

We are extremely happy with the advice & assistance we have received from the Cogent team over the last 3 years. We would not hesitate to recommend Cogent Financial Planning. We found the whole experience to be stress-free and completed with the minimum of fuss. The team conduct themselves with professionalism whilst maintaining good humor! Sharon Smith & Michael Lee

We were enormously grateful for the help we received from Cogent. We felt that we couldn’t of asked for more, but if we had, we’re certain they would have tried to help! It made what could have been a more stressful time easy to cope with. We would highly recommend the services and will be using Cogent Financial Planning in the future.

Anne & Ian Belcher

When you meet the team at Cogent, you meet financial advisers with a difference. They are detailed in their approach, diligent and you don’t have to ask the questions before they have anticipated what you’re thinking already and delivered to you a no nonsense sensible approach to your financial needs. I can highly recommend Cogent Financial planning – you’re in safe hands and with someone who is looking at the world from your side of the table rather than theirs!

Suzanne Letting

We were very happy with the service we received from Cogent Financial Planning. They are friendly and easy to work with and always manage to find a deal to suit your circumstances while making the whole process seem less intimidating.

Jess Williams

Once we had decided to investigate the possibility of a lifetime mortgage, it was a bonus to meet Cogent who we immediately felt comfortable with. Cogent are very professional and although we had prepared our own questions, most of our worries and concerns were explained in a very relaxed way.

Yvonne Cherry

We have been extremely pleased with the high quality service & advice that we experienced from the Cogent team. The whole experience has helped us get much of our financial situation sorted out & up-to-date including pensions, insurance, wills, life cover and mortgage – its given us a lot of peace of mind Martin & Michelle Dear